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Critical Illness

There are plenty of medical conditions and illnesses that, although not immediately fatal, have a serious impact on both our lifestyles and, crucially, our ability to earn a living. And that's where critical illness cover comes in. Heart disease, strokes and cancer are the most common causes of death, but advances in medical science mean that more people survive these serious illnesses every year.

Conditions that were once almost always fatal can now be treated - if not actually cured - and the victim might well live on for decades afterwards. This is one reason more people are looking at critical illness policy, often it is combined with a life insurance policy.

Critical illness cover either pays out a lump sum or provides an income if you are diagnosed as having one of a number of illnesses, including cancer, strokes and heart disease. And the policy will pay out even if you subsequently make a full recovery.

Typical covered illnesses include:
Heart attack, End stage kidney failure, Cancer, Coronary artery bypass surgery, Stroke, Major organ transplant, Carcinoma in situ (if cancer coverage is purchased.)

Please complete the attached Census Form and email it to us (instructions on the form). We will review your options and contact you shortly with details. If you prefer, contact us and we'll be happy to discuss these details with you.